order non hybrid seeds LandRightsNFarming: RE: Mortgage cops taking tough stance against strategic defaulters

Friday, September 21, 2012

RE: Mortgage cops taking tough stance against strategic defaulters

Anyone with info shedding light is welcome to chime in anytime; melissa seaver scottsburg,indiana (812)752-6611, angusfarms@hotmail.com
I have proof that my husbands family has been Defrauded and is still being Defrauded by The Farm Credit System, including PCA,
FmHA,CCC,ASCS,FS,FCS,FEDERAL LAND BANK,FSA, RD and they colluted with local offices of the Court(s) County gov,.Banks, etc.
The pursued the family starting with the death of and possibly before Jerry's grandfather Charlie Seaver.
In 1907, the United States Geological Survey shows the whole county where our farm is located, sitting over gas, oil, and other valuable minerals.    Also our farm has a cornerstone (that connects four Sections of land , giving them the a spot to use modern practices to sit on our land and steal these valuable products from the other sections/properties with out buying from them!
The people that the USDA gave our land to: (conflict of Interest) Howser Lucas Properties of whom when the FmHA/FSA/ASCS/DNR/FS moved from the Lyndon B Johnson Federal Building in Scottsburg,Indiana, they leased property from Howser, Charley west of town, then when Howser destroyed our Building whilr our appeals to the Appeallet Court, they took on new investors and changed the name tp Hower Lucas Properties LLC, one of the sons of Charly Howser made interview with a local newspaper where he made comments about what happened at our farm on the date of Feb 15th 2007! foregoing the allution that it was and out right saying that it was the US Marshall's who came to our Farm on that day with our Court Order, With out Search or Arrest Warrants, there by unlawfully holding
the Seaver Family uncluding the damage done to our 3 1/2 year old Grandson and Myself, as well as threatening us to force us off our land By Brandishing guns, holding them to the head of our small grandson, while one man was recording himself saying such thinds as we are not here to steal or destroy your personal property, we are giving the property to the rightful owners.
(they did steal, and destroy our personal and real property, as well as the native maounds on the grounds as well)
A USDA employee who happens to be my husbands sister, came to him and told him that their unremarried widowed mother wanted away from the farm, and that she wanted him to go to FmHA to get a loan to take over all of her debts! Dec 1985(we were married July 1985)  (I have found a document that shows that the FmHA started a running record on Jerry Seaver in Jan 1985(he wasnt even considering buying the family farm at this time) the form shows a call between Production Credit Association (PCA) and the County Supervisor of the Farmer's Home Administration (FmHA) now known as Farm Service Agency (FSA) which is the start of the running record of Jerry Seaver who was not a borrower, nor was he interested in becoming a borrower with the lender of last resorts.)
During the time he did go ahead because he was not aware that his mother was giving one of these stories also by her daughter that Jerry wanted to buy her out   (It was years later before they each found out how thry were both duped by the sister/daughter, we now have a notorized affidavit from Mayme Seaver explaining the way the change of hands was pursued by the FmHA/ and Linda (Seaver) Kimmick later to divorce Mr Kimmick and marry her Boss J Thompson)
During which time the Warranty Deed, Mortgage and Note were all given back to the Seaver's on the day the mortgage was signed an OIG agent took the Note and was supposed to bring it back and never showed up he never took the Orignal Warranty Deed nor the Original Mortgage   Nor did they ever have in their Poessession the Original Deed! that was never signed nor turned over to the FSA
Money was applied to supposed loan Payments, then withdrawn from one loan and reapplied to another set of numbers, then
payments were made and not accredited to any of the loan numbers, farm and home plans were paid to be filled out by Indianapolis Lawyer, and then they used white out on them , the county supervisor just only when the supposed loan was supposedly granted not even 6 months put a hold on operating funds being dispersed, they had put it in a Suoervised fund in a checking account in the Scott County State Bank  we never recieved all of that money and almost had two of hte original three loans paid back the first year, then turned down for operating for 1997, then another loan was applied for also operating the funds were not allowed to be put back into a supervised account and when I was called to pick up the funds it never was given to us, the District Supervisor and the county supervisor held the funds we never applied for loans with them again!
during this time we hired lawyers, mediators, appraisors,attempted to make payments requested NAD appeal hearing(s), filed OCR complaints (which were given numbers and accepted but never followed up on) then letter(s) to sitting President(s), Sitting Attorny(s) Genneral,sitting Secretary(s)of Agriculture, which, one resulted in an OIG investigation and as Mr Donald Burger told me was a HIGHLY UNIQUE Situation and only one other farmer had simialr results and it also resulted from My letter to Washington DC
From the middle 90's through current Melissa has been interviewed, sat on dinner Panels, testified, gave speeches, at Famrers Meetings
In Champlaign,Illinois, Sikeston,Misouri, Bloomington, Indiana, Washington DC Library of Congress, Senate Judiciary Hearing Room, Congress Building and anyone else who would listen (Thanks are given to Mary and Peter Meyers w/ Rural Resturation Adopt,Indiana University Professor Val Grimm and the Triennel Woman in Agriculture Conference, Pacifica Radio 10th anniversary of the No Fear Act
Washington DC 2012 (Senator Chuck Grassly) (Lawrence Lucas,Coalition of USDA Minority Employees and Farmer's)(Marceil Reed), 2008 W3 Tribunal (Seantor Grassley)(CongrssWoman Sheila Jackson Lee)(Dr Marcia Coleman Adebayo)(Donald Burger)(Lawrence Lucas)(No Fear Coalition), 2007 Telephonic Hearing with the FCS Farm Credit Task Force(Bill Christenson, Family Farm Coalition).
others who contacted us and some took money or wanted money from us: Von Bretz & R.Bradshaw, Chasemaster's Corp Dennis Chase,
Sydney Purceful, other I cant remeber their names.
others who gave permission to use their affidavits and or statements  or published parts of our stories :  Monica Davis-Journalist,
Rod Class interviewed on Talkshoe AIB Radio, Moon- Internet radio interview, WGN Radio Chicago ran live panel speeches from Champlaign and Sikeston ., Lives In The Balance-Jason Littlejohn interviews radio show Kansas City radio, Young Executives Report from Congressional Record June 1972 aired by Derry Brownfield on his syndicated radio programs, Dr Tom Kalil affidavit, Former Congressman from Idaho xxxxxxxx gave permission for his statement given to Dave Evans from colorado concerning the USDA's misuse of the Shared Appreciation Agreements (SAA).
The theft and distruction of our home buildings, livestock (cattle, sheep,swine,horses),equipment, supplies, woods,mounds,physical, and mental person(the attacks made) our good nameand reputations, finances which continues to this very day! including attacking my husbands socail security disability and accusing us of owning a farm at an address in scottsburg, indiana we had never had anything to do with! there are many occassions that FSA/FmHa officals came onto our land and wrote all serial numbers of visiting equipment (meaning it wasnt ours) tried to force us to sign a new security doc with these on them,  other docs wer fabricated including doc filed at the scott county recorder's office.
In essence our property was stolen, by Fraud , collution, coersion,conversion, fraud waiste and abuse.
while thes people have also stolen our land they also continue to defraud the government programs by fraud wasite and abuse
the people  including :  2007 Livestock water grants for building ponds and or other livestock watering, while they applied for and recieved these livestock water grants from the usda, through the FSA office who is his tennant, they tore down the livestock fences and built many
houses on our property and was selling them to people on contract(s) getting large down payment(s)(Ponsi Schemeing) and some were evicted before the end of the first year and resold!   No Fences nor Livestock were ever put back on the farm  (FBI you should be looking here as the OIG cant be trusted to not cover up findings) also check out if there maybe a possible fraud on the payment(s) of crop insurance payments paid since Feb 2007 .
Also no appraislas in timely manner provving that the SAA was not done on a regular manner because of the Highly unique situations that has been presented in our case!


Date: Wed, 19 Sep 2012 05:12:35 -0700
From: frank1fearless@yahoo.com
Subject: RE: Mortgage cops taking tough stance against strategic defaulters
To: angusfarms@hotmail.com

Dear Melissa and others:

I may not have time now to set some issues
so you will understand and yet I would try.

The Federal Handler act was to show a fair
and just bill of ladings.

Then the lender was to show cash flow after
borrower training and the non-waiver did not
allow any farmer to participate.

The lenders were to be the professionals???

Larry you might read as I have yet additional
issues to review with you.

Seal - - Oath - - swear or affirm.

I want to the county clerks office and got the
documents purporting to be Oaths and they
were not sworn or affirmed or if they were they
were not administered by one with authority.

Then I want to the Info.ks.gov for the employee
oaths and found none to be valid.

More later.

Thanks for now.

Franklin Dee Williams

--- On Tue, 9/18/12, Melissa Seaver <angusfarms@hotmail.com> wrote:

From: Melissa Seaver <angusfarms@hotmail.com>
Subject: RE: Mortgage cops taking tough stance against strategic defaulters
To: "Franklin Williams" <frank1fearless@yahoo.com>
Date: Tuesday, September 18, 2012, 10:50 PM

Mr Williams, I know someone who was thourouhly Defrauded, possibly a few dozen others as well!
When the FSA took the Foreclosure complaint to the US Attorney, and He took it to the Magistrait Judge.
The Magistraight is suppose to have signed in ink not stamp that he viewed in possession of the US Attorney the Originals  1) The Note
2) The Mortgage 3) The Deed (Original Raised Seals Blue Ink) His name was stamped on the forms, not signed, he did not view the Original Raised Seal Mortgage nor the Original Raised Seal Deed!  
Because they did not have these because they gave them back to the people!

Date: Tue, 18 Sep 2012 09:36:49 -0700
From: frank1fearless@yahoo.com
Subject: RE: Mortgage cops taking tough stance against strategic defaulters
To: angusfarms@hotmail.com; colonelwwc@yahoo.com; JR_Juggles@Hotmail.com; gwollenberg@gmail.com; Rockiebroadhurst@yahoo.com; jmwatson@att.net; GMollenkamp@yahoo.com; Kathywinters05@yahoo.com; saml@medicalsupplychain.com

Melissa and others:

Those who were affected by farm lending issues may not have even
known that the question existed.

Then in a close review it may be found that as I was looking at a
sheriff's sale and was looking over the shoulder of one who was
making an attempt to see just what was taking place it seemed
that the FLBA of Wichita Kansas had provided a loan to a farmer
and Mother nature had cast a spell on that crop so FmHa had
come in to lend more for the next crop and then Mother nature
set that crop aside and when the sherrif's sale was noticed it
was filmed and the seemingly result was that FmHA bought
their or some interest out and not the full amount claimed.

When this was pointed out to the U.S. Attorney he said that
if he found it in review he would correct it and then the system
left the time to expire and they took the issue away from him
and soon passed it on to another.

That person filed to stop the collection upon the farmer and
it is not known whether a court was ever in review or acted
one way or another.

The best evidence I have seen the farmer did not get his land
crops returned.

Now it gets sticker here in Kansas as all of the judiciary has
seemingly taken actions positive actions the past or positive
in-action in the past so they would have a conflict of interest
now unless they agreed to the corrections.

Then you take the Oath and the swear or affirm that has
yet to take place before any duty or authority could move
forward the three branches of government in Kansas can
not show any finalization that would constitute a valid act.

With the above and now those who were not farmer it would
seem similar yet different as to forms, times and places with
additional seemingly no authority to act as a lender unless
the law was followed without fraud, waist and abuse.

I now have not been about to find a valid Oath timely.

I also find that fraud may have been in play before the
pretended acts were known.

It may seem that this is clear as mud and yet the best
records will speak for themselves.

It is not what you and I want or deserve it is just what those
who were law trained will come forward and admit what the
best records show.

I have been unable to get those who seem to be capable of
seeking for me the minutes of the Federal Farm Loan Board
that would have had the authority to approve a valid charter.

As it seems it has been known when a non-charted Bank is
or has been operating for some 10 years of more it is RICO,

If at anytime anyone has questions just E-Mail me ASAP???

Also at anytime you find me in error just E-Mail me ASAP???

Thanks for now and let me know???

Franklin Dee Williams

--- On Mon, 9/17/12, Melissa Seaver <angusfarms@hotmail.com> wrote:

From: Melissa Seaver <angusfarms@hotmail.com>
Subject: RE: Mortgage cops taking tough stance against strategic defaulters
To: "Franklin Williams" <frank1fearless@yahoo.com>
Date: Monday, September 17, 2012, 9:25 PM

How does, Freddie and Fannie connet the dots with FmHA/FSA and ASCS/RD and CCC, FCS/PCA/Federal Land Bank?
If it is Unlawful to Securitize on homes, then why didn't someone do something about this when the Young Executive Report was Published in the Congressional Record June 1972?(a/k/a The Plan To Liquidate the American Farmer)
Why would the US Atty's Office  take part in Forgery,Collutions,Coersions,Fraud, (what is the requirement(s) for filring the complaint for Foreclosure of a Mortgage?) What happens when the Judge/Magistraite takes part/ or is implemented into a fraud
with or without his permission?  1)Note 2)Mortgage 3)Warranty Deed   (difference between Deed & Warranty /Deed?)


Date: Mon, 17 Sep 2012 09:36:22 -0700
From: frank1fearless@yahoo.com
Subject: Re: FW: Mortgage cops taking tough stance against strategic defaulters
To: angusfarms@hotmail.com

Thanks Melissa and others:

As you must know Freddie and Fannie were seemingly
right in the middle of the pack.

I see it as - - Unless the documents specifically show
that a valid none fraud act took place no mortgage was
possible and if no mortgage then seemingly no default
of any record facts.

Providing this has confuse you just E-Mail me with whatever
questions you may have???

Thanks for the heads up.

Franklin Dee Williams

--- On Sun, 9/16/12, Melissa Seaver <angusfarms@hotmail.com> wrote:

From: Melissa Seaver <angusfarms@hotmail.com>
Subject: FW: Mortgage cops taking tough stance against strategic defaulters
To: "lawrlcl@aol.com" <lawrlcl@aol.com>, "lesa@snowcrest.net" <lesa@snowcrest.net>, "Monica Davis" <davis4000_2000@yahoo.com>, "marcelvreid@yahoo.com" <marcelvreid@yahoo.com>, "mccray.michael@gmail.com" <mccray.michael@gmail.com>
Cc: "Michael James Anthony" <michaeljamesanthony@yahoo.com>, "No Fear Dr Adebayo" <nofearcoalition@aol.com>, "batiste.f@bteks.com" <batiste.f@bteks.com>, "bret@bretlandrith.com" <bret@bretlandrith.com>, "val grim" <vgrim@indiana.edu>, "Rod Class" <itconstitutional@aol.com>, "Arlene pacifica radio" <arlene@pacifica.org>, "abonnie@pacbell.net" <abonnie@pacbell.net>, "harveyarden@starpower.net" <harveyarden@starpower.net>, "jason" <jason_littlejohn@mac.com>, "j.d. evans" <jnd_evans@yahoo.com>, "joshelen@juno.com" <joshelen@juno.com>, "Tom Kalil" <dr_kalil_esq@hotmail.com>, "yahseph@gmail.com" <yahseph@gmail.com>, "tom devine" <tomd@whistlblower.org>, "r renner" <rr@whistlblowers.org>, "dale wilcox" <dale.wlicox@causeofaction.org>, "waymon.hinson@gmail.com" <waymon.hinson@gmail.com>, "Franklin Williams" <frank1fearless@yahoo.com>
Date: Sunday, September 16, 2012, 6:57 PM


Date: Sat, 15 Sep 2012 21:54:27 -0400
Subject: Mortgage cops taking tough stance against strategic defaulters
From: go2tto@gmail.com
To: rudithomas1011@gmail.com

Mortgage cops taking tough stance against strategic defaulters

Office of Inspector General on the prowl for strategic defaulters

Description: Email http://www.chicagotribune.com/classified/realestate/foreclosure/sc-cons-0913-strategic-default-20120913,0,4134066.story




By Lew Sichelman, United Feature Syndicate

10:22 p.m. CDT, September 13, 2012

Strategic defaulters, beware. The feds are coming for you. And they are not happy.

Not the FBI. The Office of the Inspector General at the Federal Housing Finance Agency.

The OIG may not have the same fearsome "G-man" reputation as its better-known counterparts at the Federal Bureau of Investigation, but it is every bit as much a law enforcement agency, with the same powers to search, seize and arrest. Special OIG agents are even authorized to carry firearms.

The OIG's mission is to seek administrative sanctions, civil recoveries and criminal prosecutions against anyone who abuses the FHFA's programs. And it is pursuing its calling with passion, if not vengeance.

The FHFA is the supervisory agency of the two government-sponsored housing enterprises, Fannie Mae and Freddie Mac. Since Fannie and Freddie have been under federal conservatorship since 2008, the FHFA now regulates and all but operates the two companies.

Fannie Mae and Freddie Mac, which work in the secondary mortgage market and touch roughly 80 percent of all home loans in one way or another, are essential cogs in the American housing finance system. They keep the mortgage money flowing by buying loans from primary lenders, holding some in their own portfolios and packaging the rest into securities for sale to investors worldwide.

The Office of the Inspector General is a separate statutory agency within the FHFA that answers only to Congress. Its mission, in large part, is to root out fraud, waste and abuse within the FHFA. The agency has a staff of 130 investigators, auditors, attorneys and prosecutors that it describes as "extremely talented and seasoned."

And because Fannie and Freddie are on the hook for the $187 billion in taxpayer money that the Treasury has invested so far to keep them afloat — by some estimates, the tab eventually could reach more than $360 billion — the OIG is on the prowl for people who owe it money.

Investigators are searching not only for lenders who have sold materially deficient loans to Fannie and Freddie, but also individuals, including those who reneged on their promises to repay their mortgages. So if you are a "strategic defaulter" who decided it was better to walk away from your obligation than to keep paying for a house that was worth substantially less than you owed, it's time to start looking over your shoulder.

No one knows for certain how many borrowers fit the rather amorphous strategic defaulter mold. But credit repository Experian estimates that 20 percent of all foreclosures are the result of walkaways, people who could afford to make their payments but who decided not to.

These are not just borrowers who made a personal, strategic financial decision not to pay. In some cases, they remained in their houses for months or even years, living free on the government's dime — and yours and mine — before moving on. In other instances, they profited handsomely by renting their properties to unsuspecting tenants, collecting rent for many months but never paying lenders.

Heath Wolfe, assistant inspector general for audits at the OIG, figures that these mortgage scofflaws owe more than $1 billion to Fannie and Freddie. It's not a lot, perhaps, in the greater scheme of things. But Wolfe's mission is to get back as much of it as he possibly can.

One way the mortgage police can find defaulters is to forage Fannie and Freddie's records for borrowers who failed to mention on their loan applications that they had previous mortgages they did not pay. By Wolfe's estimate, Fannie Mae alone has about 18 million total mortgages on its books.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


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